What is a Tax Lien?
	Tax Lien What Does Tax Lien Mean? A claim imposed by the federal government to liquidate a person's property until the tax and debt owed is fully paid. Investopedia explains Tax Lien Tax liens can be purchased from the government in the form of an investment.  More info about Tax Liens Once the home owner pays his taxes the investor receives their money plus the interest and in some counties penalities and fees are also received by the investor.  If the home owner does not pay the taxes upon the redemption period, the investor will be given the property free and clear instead of the interest.  In the case, the investor is responsible for foreclosure fees on the property as the investor now owns the property. Investments can be made from $50 to $10,000+

What is a Tax Lien Certificate
	Tax Lien Certificate What Does Tax Lien Certificate Mean? A certificate of claim against property that has a lien placed upon it as a result of unpaid property taxes. Tax Certificates are sent from the County and are paid out 5 business days upon payment from the home owner.

Who are We at Harmonious Investment Services?

We are investors who realize that you don't have to work so hard for so little.   This is an opportunity to receive high interest rates on our money and in some cases acquire property.  It is also our mission to help those who are less fortunate by assisting them to be able to own a home without high interest rates on their mortgage.  Our goal is to make this world a better place for not only the investors - also those who would benefit from our experience and compassion in order to achieve their dreams and goals for their future.  Our Investment company is about Building Communities one home at a time.  This is the true nature of investment - investment in not only our company - also in your life. Susan Faber CEO Harmonious Investment Services No investment is too small or too big. We believe in you. Trust in us.